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Based in Boston Liberty Mutual Insurance is a premier international insurance service provider and 6th major wealth and insurer against accidents in the U.S.A whose main sphere of expertise is private passenger auto according to the direct premiums written for 2003. By December 31, 2003, Liberty Mutual had close to sixty-four and a half billion dollars in consolidated wealth along with $16.6 billion in annually combined profits and placed 116th on the Fortune five hundred rankings of premier companies in the U.S.A for two thousand and three.

During two thousand and one and 2002, Liberty Mutual remodeled into a mutual investment company and on line autos coverage organization. The 3 main mutual companies of the organization, all three of them became autonomous stock insurance companies held by Liberty Mutual. This arrangement provides Liberty-Mutual a channel to better access to the capital market and enhanced strategic adjustability to work towards procurement and mergers, while arranging its legally defined make-up together with its operational make-up and ensuring mutuality.

Liberty Mutual, one of the largest internet automobile ins organizations, offers a wide variety of on line cars coverage products and solutions, with personal vehicle, homeowners, staff reimbursement, commercial multiple peril, commercial motor vehicle, general accidents, global-specialty, group injury, assumed re-insurance, insurance against fire. Automotive insurance coverage is the leading income earner for the corporation. Liberty Mutual Insurance offers employment to nearly thirty eight thousand employees in almost nine hundred administrative centers worldwide.

In the early 20th century, the predecessor these day’s Liberty Mutual, started operation on 1st of July. As a mutual company joint venture, Liberty Mutual was owned by the company’s patrons, not its shareholders. The company worked for its policy holder customers - a practice which continues even now. In the year 1914, Liberty Mutual produced its debut automobile insurance policy. During 1917, MEIA christened itself as the Liberty Mutual and also started endorsing public losses insurance. It also became involved in a deal with another insurance provider in order to offer full motor-vehicle insurance.

During the year 2002, Liberty-Mutual converted to a mutual investment company structure. The switch improved the position of the online automobile insurance firm Liberty-Mutual in order to compete on the multinational wealth and accident stage. During 2005, Liberty Mutual Insurance total earnings were 21.2 billion dollars along with net proceed of $1.2 billion.

Products of Liberty-Mutual:

- Medical coverage
- Dental coverage
- Physical Disability coverage
- Life insurance
- Eye care insurance
- Reimbursement accounts
- Pay for performance
- 401 k and retirement plan
- Fifty percent match of up to your primary 7% of pay contributions, along with the possibility for a further amount equivalent to 50 percent, based on the performance of the organization. Free pension plan
- Paid leave of absence - Up to twenty days may be accumulated each year - Educational expense repayment - Up to dollars six thousand per annum.


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